Social Security Disability Insurance (SSDI) offers financial relief to workers who can no longer earn a living due to a long-term injury or disability. You and your employer make contributions as you work so that you are eligible if you need it.
While this may sound straightforward, a substantial number of SSDI applications end in denial due to a number of reasons. One of these is the applicants failing to provide the right information during the application process.
Here is some important information you need to provide to support a claim:
Information about your medical history
To be eligible for SSDI benefits, you must produce medical records that support your claim that the condition will last for at least 12 months. Additionally, you must prove that the condition prevents you from working in your current role or finding another job.
Information about your finances
Obtaining SSDI benefits will be difficult if the Social Security Administration (SSA) can establish that you can reasonably support yourself by working. While applying for SSDI benefits, you must prove that your disability is preventing you from working. To provide evidence of your financial status, you will need to provide bank statements and proof of your current living arrangements (utility bills, property tax bills and lease agreement.)
Information about your work history
As you work and make contributions to the Social Security program, you earn credits that will qualify you for SSDI should anything happen. To qualify for the benefits, you must accumulate a certain number of work credits.
Social Security Disability benefits can provide valuable financial relief when you are no longer able to work due to a disability. However, to be eligible for the benefits, you need to provide the right information during the application process.